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Cash Advances

Our cash advance is the purchase of future credit card receivables from a merchant at a discount for cash; and FAST. Some funding can occur in as little as two days! This is NOT a loan and does not have a fixed term or repayment schedule like a loan. Why let the banks hold your business hostage when they cannot even manage themselves adequately? Invest in the security of your business, not your bank; literally! Please click the links below to get started now or to get answers to you questions.

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Answers To Questions

Receive up to $500,000!
	Basic Requirements:
	12 Months in business and a verifiable lease with a minimum of one year remaining or proof of mortgage/property ownership.

	Must have a minimum of only 2 months of credit card processing with a majority of transactions being swiped in person.

	Must process a minimum of $3,500 in American Express®, Discover Network®, MasterCard® and/or Visa® volume monthly. EBT and Fleet transactions count as well.

	Applicant(s) must have 51% or more of the business receiving the cash advance.
	Why would I want this over a loan or line of credit?
	No Personal Guarantee.
	No real estate or assets need to be pledged.
	Higher approval rates.
	Less paperwork is involved than a bank loan.
	Funds ARE available.
	Less expensive than non-bank financing. No need to give up equity to acquire capital or obtain subordinated debt that involves warrants.
	Variable repayment terms. On a slow month you repayment amount is lowered as well.
	Low withholding of receivables to ensure your cash flow is not reduced too much.

How it works:

Overview/Loan Comparison:

A cash advance is not a loan. Here is a brief comparison:

Typical Loan	Cash Advance
Fixed Payment	Payment based on credit card receipts
Fixed Term	No fixed term
Require a personal guarantee	No personal guarantee on repayment
"A" personal credit required	Perfect personal credit is not required
Must have 3 years in business	Only 1 year in business is required
Is reported on credit bureaus	Only an inquiry is shown on credit bureaus

Reasons To Get a Cash Advance For Your Business:

There are many reasons that you may need a short term cash advance. Among the most common are to purchase equipment or inventory, acquisition, expansion and buyouts.

Contact us now
	More Questions? Merchant Service Innovations has relationships with more that one cash advance provider. Contact us for more details or with questions.

	Receive an Application and Get Started Now! Have us send you an application to get started now. Include any pertinent information about your business in the email please.

Payment Processing Provided By:

United Bank Card, Inc., a registered ISO/MSP of First National Bank of Omaha, 1620 Dodge St., Omaha, NE -FDIC

American Express® Requires Separate Approval